While driving on a California road, maybe someday you are going somewhere and a driver from the back drives blindly and crush into your car. Your vehicle may be damaged badly; you may also be unable to move because of injuries. Due to physical injuries, you may also be unable to go to a job for several weeks, and the leave could be without pay. It would be devastating the physical injuries plus the burden because of a job loss.
If injuries are too extended and you are going to miss work for several weeks, you might obtain compensation for the amount you lost. There are several ways to claim lost wages, under the supervision of an employment lawyer San Diego.
The vehicle damage can also be compensated by the faulty party. Different law firms in California provides car accident lawyer San Diego to assist you in gaining the maximum settlement amount, in case of car damage. If you were riding on a motorcycle, a motorcycle accident lawyer San Diego can also be hired accordingly.
What are Lost Wages meant?
Lost wages refer to the amount you would have earned from the day of the accident till the day of settlement. These injuries just happened because of a road accident. You might be able to gain the wages, you missed because of the injuries that happened to you because of the accident.
In this case, two different concepts are there:
- Lost compensation
- Lost earning capacity
Lost compensation refers to the amount in terms of lost wages plus some other beneficial benefits, like a bonus, etc, that you were going to earn if the accident would never happen.
Lost learning capacity, on the other hand, refers to the disability as a result of the accident and now preventing you to earn.
Keeping in mind all of the situations, you can claim lost Wages against the faulty driver or his insurance company.
Submitting A claim for Lost Wages
To cover the amount, you missed because of the car accident; you have different options to handle. These options include:
- Making a request to your insurance company
- Making a request to the faulty driver’s insurance company
- In the case of a series issue, file a lawsuit
Before filing a claim, it is better to be in a stable position. The details of the insurance policy should be cleared to you before you place the claim so that it can cover all the aspects. The compensation amount you will get depends upon the different factors about the accident, plus the insurance policy you or the faulty party has.
Different types of insurance coverage you may have are as follows:
- Liability bodily injury coverage: through the driver’s liability bodily injury coverage, you can claim a case, if the other driver is faulty.
- Underinsured or uninsured motorist coverage: it may be a case that a faulty driver has no insurance policy, in this case, you can claim for your underinsured or uninsured motorist coverage if it is available.
- Personal injury protection coverage: PIP coverage applies in the no-fault states. Under this coverage, you can collect the lost wages from your own insurance company.
The way to prove the lost wages
While submitting the claim for lost wages make sure to provide the evidence in form of the following documents:
- Doctor’s report: doctor’s report includes the details about the injuries and the time you won’t work due to injuries.
- Paystubs: providing recent paystubs is another easy way, to prove your lost wages. You can provide tax returns, like a shred of evidence if you are running your own business.
- Employer letter: employer letter including the important details like your salary etc is also important along with the paystubs. The letter must include the note that you were discharged from the job just because of the injury that happened in the accident.
- Police report: the official California accident report.
