Getting into a motorcycle accident is a terrible prospect. Not only are you likely to sustain injuries and mental trauma, your motorcycle will also need repairs. On top of all this, if you are liable for the accident, you could be on the hook for damages to other vehicles. Different states have different laws regarding liability, so what qualifies as a liability in a motorcycle accident in Pittsburgh may not be the same in another location. All of these costs and bills can really add up, so having quality motorcycle insurance is crucial to prevent financial ruin from an accident. It would be best to compare motorcycle insurance quotes.
So if you’re looking for motorcycle accident insurance to protect yourself, what plans should you turn to? Here are the top three best motorcycle accident insurances you can find.
Progressive
One of the key features you should be looking for in motorcycle insurance is accident forgiveness. Progressive sets itself apart from other plans with a great accident forgiveness package. Small accidents are no problem at all while on Progressive, as your rates will stay the same if the total damages equal less than $500. Also, Progressive values its loyal safe-driving customers.
If you are a customer for more than four years and have a considerable amount of time without an accident, then even large accidents that cost more than $500 won’t affect your rates. If you’re looking for motorcycle insurance to cover you in case of accidents, its hard to find a better plan than Progressive.
Harley-Davidson
Harley-Davidson is often lauded for its motorcycles, but many people don’t realize that the company also offers motorcycle insurance packages as well. Since the company specializes in motorcycles, Harley-Davidson knows exactly what riders are looking for. With Harley-Davidson insurance, you have features such as roadside assistance, reimbursement coverage, and equipment coverage.
Couple that with other perks such as roadside assistance and online claims, and it’s easy to see that Harley-Davidson is one of the most convenient motorcycle insurance options out there. Although Harley-Davidson insurance may be more on the pricey side, it definitely is worth the extra cost.
Geico
Geico is another big name in the insurance industry, although they are typically known for their car insurance. That being said, Geico also offers some great packages when it comes to motorcycle insurance as well. One of the biggest perks of Geico motorcycle insurance is its comprehensive collision coverage.
Not only will Geico compensate you for damages to your motorcycle, but you’ll also be reimbursed for damages to equipment such as your helmet or your sidecar. Geico’s coverage is also extremely flexible, allowing you to choose between paying in a lump sum or following a tailored payment plan. Geico also offers a slew of discounts, meaning that you can get great coverage at an affordable price. If you’re looking for a great all-around motorcycle insurance option, then Geico may be the way to go.
