The insurance industry is experiencing a boom in the US right now. Rates are also becoming increasingly affordable during the Covid-19 pandemic outbreak. Many automobile insurance firms in the US have scrambled to appease customers as most people have greatly reduced their driving, with many people hardly driving at all. Some insurers like Progressive and Rodney D Young have offered discounts to customers, ranging from 20% to 25%. Other insurers are encouraging customers to apply for low-mileage discounts and show proof of their new, low mileage driving habits. 

Every state has a wide range of insurance providers promising simple online payments, easy claim procedures, various types of coverage, and great client services, just to name a few. Faced with a multitude of options, which insure should you go for and why? What should you look out for as you decide which company is the best option for you?

Smaller Companies like Good to Go Insurance have gained Market Share

One popular option is the fast-growing insurer Good to go insurance company, so what is its  advantage? The company provides a wide range of services that fit the needs and budgets of many clients, from low-risk drivers to high-risk. You don’t have to fit specific criteria to become a customer. You essentially can come as you are and they will create a personalized coverage package just for you. Whatever your insurance needs are, the company can get you covered for a lot less than most competitors. They provide:

• Low Rates for All Types of Coverage
• Personalized Plans for each customer
• Professional service
• Convenient Installment Plans
• 24/7 Customer Support
• Fast Claim Settlement

Anyone can benefit from the wide range of insurance services the company provides. With the help of the many dedicated agents, you can say goodbye to the hassles of dealing with other companies that only try to sell people the most expensive plans with little or no one on one service. Insurance companies offers so much more. This includes numerous benefits like discounts for bundling home and auto insurance and online support.

The company’s range of coverage options includes physical trauma liability, residential property damages liability, detailed coverage, health care payments, crash coverage, rental reimbursement, uninsured vehicle driver coverage and so much more. A brief overview of some of the coverage options include:

1. Liability Insurance

This option provides coverage for physical (bodily) injury across a range of activities. One of the most crucial things to understand about bodily injury liability policy is that it protects the individual, not the vehicle. This coverage provides protection in the event that you hurt or kill someone in a vehicular accident. Having this coverage also protects the policyholder from legal liability in case legal action is taken up and to the policy limits.

2. Property Liability Damages

This option provides coverage for harm caused to physical assets such as a vehicle, home, and so on owned by someone other than the coverage holder. That is to say, if you cause damage to another’s vehicle or property, their loss will be fully covered and paid for by this coverage to the policies limits. Most often, owners of damaged property file claims against the damager. This plan will provide legal coverage for you in such a situation. However, if your property is damaged for whatever reason, they are not covered under this plan.

3. Uninsured Motorist Coverage

Sadly, not every driver in the US has an automobile policy. There are millions of non-insured drivers on U.S. roads. If you’re hit by one of these lawless motorists and have the right protection, then you are in luck. Uninsured motorist protection covers any damages or losses incurred by an uninsured driver. That is, if you’re a victim of a hit-and-run accident by a driver who isn’t safeguarded by an automobile insurance policy, this plan will cover the cost incurred by such a crash.

4. Healthcare Payments

As expected, you want to know precisely how healthcare payments work and under which circumstances. Clinical repayments or personal injury defence are not readily available in all states, however, Good to go insurance provides one for you. This sort of coverage will pay for your medical treatment bills following an accident, no matter who caused it. The benefit is that this particular protection repays the health care costs for you and all other individuals in your automobile at the time of the accident.

5. Extensive Bodily Damage Coverage

Extensive protection is an optional or add-on protection that covers property damage caused by non-collision accidents. It is necessary to protect your assets against vandalism, theft, or disasters. If your vehicle or other protected assets are stolen, you may not get them back, but the firm will pay as much as the vehicle cost, which is normally the fair market value at the time of the incident.

6. Accident insurance coverage

This plan provides coverage for the price of repairs on a damaged automobile following a collision, and thorough insurance coverage safeguards against non-collision incidents. Collision insurance coverage will get your car fixed if it is hit by another vehicle, or if it bumps into other things while you’re driving.

With this coverage, you will be repaid as much as the value of your car if your vehicle is totally damaged beyond repair.

While your automobile is being fixed after an accident, rental reimbursement provides a rental automobile until your vehicle is repaired. The firm gives approximately $25 a day. However, you can always add more coverage and get higher limits.

7)Driver license seized?
In many cases, your driver’s license may be seized if you are caught driving recklessly, using an expired driver license, or driving without insurance. To solve this issue and renew the discontinued permit, the state will require you to possess an SR22 plan or Monetary Obligation Insurance coverage with a minimum of liability insurance protection. Such a filing usually has to be made right away, and the firm can usually process it within a couple of days. The company’s internal processes have been optimized to obtain and send to you your insurance card details within 24 hours in most cases.

If you travel a lot, you have most likely asked yourself how to obtain a Worldwide Driver License so you can drive wherever you want to when you’re in another country. The company has you covered for this too. One of the best things about this particular insurer is it also offers insurance coverage to people who briefly live in the United States. These people can use a global driver’s permit lawfully. Please contact an agent for further consultation on this coverage plan.

8)Payment Alternatives
No matter the plan you choose, paying for it has been optimized for self-service. Goodtogoinsurance’s website provides a system that allows you to pay your premiums each month online. You can even set-up convenient automatic payments, so your premiums are paid each month with no stress. The company accepts payments via bank cards like VISA, MasterCard, American Express, and Discover Network, in addition to bank debit cards. Payment can also be made by using a personal or business check and also via Western Union.

Users can secure a quote through the site; you will be required to input your location, personal data, and automobile info. This information is required so that the website can get you accurate auto insurance quotes at the lowest possible rate. The website will match you with up to 10 providers’ best rates. They do all the hard work. The company also offers insurance quotes for drivers with a worldwide certificate or those who need commercial auto insurance coverage. Make sure you review each quote and read all the fine print before deciding to put down a deposit on a policy.

Added Tips

A key benefit of goodtogoinsurance.org is that it provides safeguards for and from nearly all kinds of drivers, including people who are considered high-risk motorists. We are able to easily and quickly process SR22 filings faster than most competitors. Whether you need auto insurance for one vehicle or commercial coverage for five vans, we can get you covered for less. To get started, enter your zip code and compare several direct quotes.